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At Dakota Western Bank, we believe it’s never too early to build smart financial habits. That’s why our Grow with Us program is designed to support your child, with accounts and rewards to help kids and teens start strong.
Open a Legacy CD for your child (ages 0-12) at Dakota Western Bank and we’ll contribute $100 to get them started. The Legacy CD is a 60-month term with a competitive 3.5% APY*, designed to help grow their savings over time.Build their savings today, invest in their tomorrow!
Ready for your first checking account? Open a DWB Free Checking account with a parent and we’ll give you $100 to get started.This offer is just for new checking customers. It’s the perfect way to begin your financial journey and grow with Dakota Western Bank by your side.
Earn $25 every semester when you maintain a 3.0 GPA or higher — just for being a Dakota Western Bank customer! This offer is available to students in grades 9-12 with a DWB checking account.Simply bring your official report card to your local branch within 30 days of the semester ending. Rewards are available once per semester for both fall and spring.Work hard, get rewarded, and grow with us!
*Eligibility Requirements for Legacy CD:The Legacy CD promotion is available through December 31, 2025. It is intended for children who do not currently have an account with Dakota Western Bank. A minimum opening deposit of $100 is required. All account applications are subject to approval, and the offer is limited to new consumer customersBonus Payment:Bonus will be transferred once the account is successfully opened with a parent joint owner and all information is provided to Dakota Western Bank.CD Rates:*APY - Annual Percentage Yield on these Certificates of Deposit (CD) is accurate as of 9/1/2025. Rates, terms, and conditions are subject to change without notice. The minimum opening deposit to earn the stated APY for legacy CD account is $100.00. Fees could reduce earnings on this account. A penalty may be imposed for the early withdrawal of funds.**Eligibility Requirements For Checking Account:Open a new DWB Free Checking account by December 31, 2025. All accounts are subject to approval, and this offer is available to first-time checking customers only.A $50 minimum opening deposit is requiredBonus Payment:Bonus will be transferred once the account is successfully opened with a joint owner and all information is provided to Dakota Western Bank.***Eligibility Requirements For Honor Roll Bonus:Offer valid for students in grades 9-12 with an active Dakota Western Bank checking account in good standing. Official report card required for verification and must be presented within 30 days of semester end. Limit one $25 reward per student, per semester, for fall and spring semesters only. Offer subject to change or cancellation without notice. Reward may be considered taxable income; please consult your tax advisor. Employees and their immediate family members are not eligible.Notice Regarding Minor AccountsPlease note that all accounts opened for individuals under the age of 18 must have a joint owner who is 18 years of age or older. This policy is in place to ensure proper account management and legal compliance. The adult joint owner will share full access and responsibility for the account.Thank you for your understanding and cooperation.
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