CDs | Dakota Western Bank

Discover Great Savings with Our CD Specials!!

Choose the term that’s right for you. Enjoy a secure, fixed rate investment option with attractive returns.

9-Month CD Special

Minimum Deposit to Open is $2,500

Open 9-Month CD Now

21-Month CD Special

Minimum Deposit to Open is $2,500

Open 11-Month CD Now

66-Month CD Special

Minimum Deposit to Open is $2,500

Open 66- Month CD Now

A Certificate of Deposit (CD) is a smart way to grow your savings with guaranteed returns and zero market risk. It’s ideal for those who want a safe, predictable way to build wealth over time.

Certificate of Deposits

Regularly Advertised CDs	Minimum Deposit to Open Account	Annual Percentage Yield (APY)*	Open a DWB CD
3 Month CD	$500.00	3.80% APY	Open 3-Month CD
6-Month CD	$500.00	3.89% APY	Open 6-Month CD
12-Month CD	$500.00	3.65% APY	Open 12-Month CD
24-Month CD	$500.00	3.50% APY	Open 24-Month CD
36-Month CD	$500.00	3.25% APY	Open 36-Month CD
48-Month CD	$500.00	3.25% APY	Open 48-Month CD
60-Month CD	$500.00	3.25% APY	Open 60-Month CD
72-Month CD	$500.00	3.25% APY	Open 72-Month CD

Legacy Certificate of Deposit

Long-Term Savings with Flexibility

Take control of your savings with our 60-month Legacy CD. Enjoy a fixed 3.50% APY* and the rare benefit of ongoing contributions. Start with only $100 and add to your CD at any time with deposits as low as $25. Grow your investment up to $100,000 with guaranteed returns.

Why Choose the Legacy CD?
✔ Competitive 3.50% APY
✔ Add money any time during your term
✔ Low opening deposit requirement
✔ Safe, predictable returns

Open your Legacy CD today and watch your savings grow—on your schedule.

Open a 60-Month Legacy CD

For CD Specials:
*APY - Annual Percentage Yield on these Certificates of Deposit (CD) is accurate as of 03/10/2025. Rates, terms, and conditions are subject to change without notice. The minimum opening deposit to earn the stated APY for any special CD account is $2,500.00. Fees could reduce earnings on this account. A penalty may be imposed for the early withdrawal of funds.

For Regularly Advertised & Legacy CDs:
*APY - Annual Percentage Yield on these Certificates of Deposit (CD) is accurate as of 03/10/2025. Rates, terms, and conditions are subject to change without notice. The minimum opening deposit required to earn the stated APY is listed above for each CD. Fees may reduce earnings. A penalty may be imposed for the early withdrawal of funds.

Notice Regarding Minor Accounts
Please note that all accounts opened for individuals under the age of 18 must have a joint owner who is 18 years of age or older. This policy is in place to ensure proper account management and legal compliance. The adult joint owner will share full access and responsibility for the account.
Thank you for your understanding and cooperation.