Checking Accounts

All of our checking accounts include these benefits:

  • Unlimited Transactions
  • Free Online Banking
  • Free Bill Payment
  • Free Mobile Banking
  • Check Images
  • E-statements
  • Thank You Gift with Account Opening
 
Checking Comparison Chart

 Account Type

Minimum Daily Balance

Monthly Service Fee

Additional Requirements

Minimum Opening Deposit

DWB Free

$0

$0

Consumer Only

$50 

Student Checking

$0

$7 low balance fee if daily balance falls below $0 plus $0.35 per DEBIT item

Under 18 or College Student

$50

Regular Checking

$300

$7 low balance fee if daily balance falls below $300 plus $0.35 per DEBIT item

None

$300

Dakota 50 Checking

$0

$7 low balance fee if daily balance falls below $0 plus $0.35 per DEBIT  item

50+

$50 

 NOW*

 $800

$10 low balance fee if daily balance falls below $500 OR below $800 avg. plus $0.35 per DEBIT item 

For-profit organizations or entities (such as corporations, partnerships, limited liability companies, business trust, ect.) are not eligible for NOW accounts.

$500

 Super NOW*

 $2,500

$15 low balance fee if daily balance falls below $2,500 plus $0.35 per DEBIT item 

For-profit organizations or entities (such as corporations, partnerships, limited liability companies, business trust, ect.) are not eligible for NOW accounts.

$2,500 

*Any individual or organization that selects an interest bearing account must meet the requirements of the account.  Interest will be paid at the annual rate specified on the rate sheet.  At our discretion, we may change the interest rate and annual percentage yield for the account at any time.

All new consumer accounts receive the first box of standard design check blanks free.

Dakota 50

  • Free personalized checks (with limits)
  • No fee for cashier's checks (4 per month)
  • No fee for stop payments (2 per month)
  • No fee for notary service
  • 25% discount on annual safe deposit box rental
  • No monthly service fee for regular checking if positive balance is maintained
  • Must have positive balance to receive above benefits

 

Bowman, North Dakota
59° F
15° C
Partly cloudy
NW at 4 mph
0 mm
25%
20 km
1021 mmHg
10%
Monday
59°
15°
40°
Partly cloudy
S at 6 mph
Tuesday
69°
21°
46°
Partly cloudy
SW at 12 mph
Wednesday
66°
19°
52°
11°
Patchy rain possible
WNW at 12 mph
Thursday
62°
17°
42°
Partly cloudy
WSW at 8 mph
Friday
59°
15°
42°
Moderate or heavy rain shower
ESE at 15 mph
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