Checking Accounts

All of our checking accounts include these benefits:

  • Unlimited Transactions
  • Free Online Banking
  • Free Bill Payment
  • Free Mobile Banking
  • Check Images
  • E-statements
  • Thank You Gift with Account Opening
 
Checking Comparison Chart

 Account Type

Minimum Daily Balance

Monthly Service Fee

Additional Requirements

Minimum Opening Deposit

DWB Free

$0

$0

Consumer Only

$50 

Student DDA

$0

$7 low balance fee if daily balance falls below $0 plus $0.35 per DEBIT item

Under 18 or College Student

$50

Regular DDA

$300

$7 low balance fee if daily balance falls below $300 plus $0.35 per DEBIT item

None

$300

Dakota 50 DDA

$0

$7 low balance fee if daily balance falls below $0 plus $0.35 per DEBIT  item

50+

$50 

 NOW*

 $800

$10 low balance fee if daily balance falls below $500 OR below $800 avg. plus $0.35 per DEBIT item 

None

$500

 Super NOW*

 $2,500

$15 low balance fee if daily balance falls below $2,500 plus $0.35 per DEBIT item 

None 

$2,500 

*Any individual or organization that selects an interest bearing account must meet the requirements of the account.  Interest will be paid at the annual rate specified on the rate sheet.  At our discretion, we may change the interest rate and annual percentage yield for the account at any time.

All new consumer accounts receive the first box of standard design check blanks free.

Dakota 50

  • Free personalized checks (with limits)
  • No fee for cashier's checks (4 per month)
  • No fee for stop payments (2 per month)
  • No fee for notary service
  • 25% discount on annual safe deposit box rental
  • No monthly service fee for regular checking if positive balance is maintained
  • Must have positive balance to receive above benefits

 

Bowman, North Dakota
41° F
C
Partly cloudy
WSW at 12 mph
0 mm
48%
20 km
1020 mmHg
8%
Friday
43°
23°
-5°
Partly cloudy
WSW at 10 mph
Saturday
45°
25°
-4°
Partly cloudy
WSW at 13 mph
Sunday
41°
20°
-7°
Partly cloudy
SW at 8 mph
Monday
40°
20°
-7°
Partly cloudy
SSW at 8 mph
Tuesday
45°
25°
-4°
Partly cloudy
W at 10 mph
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