Checking Comparison Chart
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Account Type
|
Minimum Daily Balance
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Monthly Service Fee
|
Additional Requirements
|
Minimum Opening Deposit
|
|---|
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DWB Free
|
$0
|
$0
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Consumer Only
|
$50
|
|
Regular Checking
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$300
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$7 low balance fee if daily balance falls below $300 plus $0.35 per DEBIT item
|
None
|
$300
|
|
Dakota 50 Checking
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$0
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$7 low balance fee if daily balance falls below $0 plus $0.35 per DEBIT item
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At least one account holder must be 50+ years old
|
$50
|
|
NOW*
|
$800
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$10 low balance fee if daily balance falls below $500 OR below $800 avg. plus $0.35 per DEBIT item
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For-profit organizations or entities (such as corporations, partnerships, limited liability companies, business trust, ect.) are not eligible for NOW accounts.
|
$500
|
|
Super NOW*
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$2,500
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$15 low balance fee if daily balance falls below $2,500 plus $0.35 per DEBIT item
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For-profit organizations or entities (such as corporations, partnerships, limited liability companies, business trust, ect.) are not eligible for NOW accounts.
|
$2,500
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*Any individual or organization that selects an interest bearing account must meet the requirements of the account. Interest will be paid at the annual rate specified on the rate sheet. At our discretion, we may change the interest rate and annual percentage yield for the account at any time.
All new consumer accounts receive the first box of standard design check blanks free.
Dakota 50
- Free personalized checks (with limits)
- No fee for cashier's checks (4 per month)
- No fee for stop payments (2 per month)
- No fee for notary service
- 25% discount on annual safe deposit box rental
- No monthly service fee for regular checking if positive balance is maintained
- Must have positive balance to receive above benefits
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