Careers

Loan Assistant

Serves as a welcoming first point of contact for loan customers by greeting visitors, answering questions, and directing phone calls. Works closely with loan officers to help deliver an exceptional customer experience and ensure the lending process runs smoothly and efficiently.

Provides a variety of operational and administrative support functions for the lending team, including preparing loan documents, correspondence, reports, notes, and mortgages. Reviews loan paperwork for accuracy and completeness while maintaining confidential customer information. Organizes, updates, and manages loan files to ensure records are current and accessible.

Loan Officer

Dakota Western Bank is seeking a full-time Loan Officer to join our team, serving our Regent branch. This position manages credit relations with agriculture, business, and individuals.  As a Loan officer, you will work with DWB customers to analyze their financials, needs, desires, abilities, and earnings to determine whether a loan may be acceptable.

Key Responsibilities:

• Interviews loan applicants and collects and analyzes financial and related data
• Establishes terms under which credit will be extended, including the costs, repayment method, repayment schedule, and collateral requirements.
• Monitors loan repayment activity
• Advises customers, where possible, concerning business management and financial matters.
• Serves as a member of the Loan Committee, which makes presentations and evaluations of loan requests

Requirements are a general knowledge of business, financials, and economics, with a high level of analytical ability to determine loan analysis, market trends, credit/interest rates, economic conditions and trends, and other factors.